🚀 Livelife Pivot Catalyst
1. Pivot Clarity Assessment
Determine your risk exposure and clarity. This guides you to the most effective next step for your Livelife journey.
Do you have **6-12 months of living expenses** secured in liquid savings (excluding emergency/health funds)?
Do you have **2-3 specific, researched new career paths** you are actively vetting (not just vague ideas)?
2. Transferable Skill Scorecard
Objectively rank your potential career pivots. This weighted scorecard will reveal the option that best aligns with your goals and priorities.
Define Your Pivot Paths (2-4 required)
Weight Your Priorities & Rate Each Path
Assign a **Weight** (1=Low, 5=High) to your criteria, then **Rate** each Option (1=Poor, 10=Excellent).
| Criteria | Weight (1-5) | Path 1 Rating (1-10) | Path 2 Rating (1-10) |
|---|
3. J-Curve Impact Predictor
Visualize the financial impact of your pivot. The “J-Curve” shows the temporary drop and subsequent accelerated growth toward retirement.
👤 Baseline Profile (USD)
💡 Pivot Scenario
Time out of workforce (zero income)
The Livelife J-Curve: Wealth Over Time
Comparing your net worth trajectory in both scenarios.
🧠 Strategic Takeaways
Adjust your pivot parameters to visualize the outcome. Look for a positive “Pivot Effect” and a low “Break-Even Age.”





